Apex provides you with Short-Term Disability and Long-Term Disability benefits at no cost to you.
Apex offers two disability plans that work together to keep part of your paycheck coming if you cannot work because of illness, injury, or pregnancy. Disability benefits are administered through Unum.
Short-Term Disability
| Short-Term Disability Benefits | |
|---|---|
| Weekly Benefit | 60% of weekly earnings |
| Maximum Weekly Benefit | $1,000 |
| Benefits Begin On | 15th day (accident) 15th day (illness) |
| Benefit Duration | 11 weeks until LTD begins |
| Pre-existing Condition Limitation | None |
Long-Term Disability
| Long-Term Disability Benefits | |
|---|---|
| Benefit Increments | 60% of monthly earnings |
| Maximum Monthly Benefit | $5,500 |
| Benefits Begin | 91st day |
| Actively at Work | You must be actively at work on the effective date of coverage |
| Pre-existing Condition Limitation | If treatment is received 3 months prior to your effective date, then the condition will not be covered until you have been covered for 12 months |
| Mental/Nervous Illness | 24 months |
| Substance Abuse | 24 months |
Access Your Benefits
For more information about your short-term and long-term disability benefits, contact Unum.
Visit: unum.com/claims
Customer Service: (800) 858-6843
Group Number # 917893